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Savings

Statement Savings Accounts

Earn interest for the future and still have accessibility to your funds by opening a savings account. The interest rate and annual percentage yield are included on the Rates Page. Interest is compounded daily and credited to the account quarterly. Transaction limits apply.

Transaction Limitations

Transfers from a Statement Savings Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month.

Certificate of Deposit and Individual Retirement Accounts

Our CD's and IRA's are designed to give you the most competitive rate available. And for your convenience, our CD's offer many options, including a broad range of maturity dates and a choice of interest payment dates.

A Minimum opening deposit of $1,000.00 or $2,500 is required depending on term. See our Rates Page for current interest rates, terms and conditions.

Early Withdrawal Penalties Please note – a penalty may be imposed for early withdrawal before maturity for all Certificate of Deposit Accounts and for all Individual Retirement Accounts holders under 59 1/2.

  • If your account has an original maturity of 7 to 31 days: The fee we may impose will equal all interest earned to date, but at least 1/2 of the total projected interest.
  • If your account has an original maturity of 32 to 364 days : The fee we may impose will equal 30 days interest on the amount withdrawn subject to penalty.  
  • If your account has an original maturity of 12 to 23 months : The fee we may impose will equal 90 days interest on the amount withdrawn subject to penalty. 
  • If your account has an original maturity of 24 to 35 months : The fee we may impose will equal 6 months interest on the amount withdrawn subject to penalty. 
  • If your account has an original maturity of 36 to 47 months : The fee we may impose will equal 12 months interest on the amount withdrawn subject to penalty. 
  • If your account has an original maturity of 48 months or more : The fee we may impose will equal 24 months interest on the amount withdrawn subject to penalty.        

 

 

 

 

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