Select Account Type


Personal Checking Accounts

Enjoy the convenience of unlimited check writing with a low daily average balance requirement. Maintain a $1,000.00 minimum daily average balance to avoid a monthly service fee of $10.00.

Basic Banking Accounts

A convenient way to manage your money for a low monthly fee. You need a minimum of $25.00 to open an account and there is no minimum balance required to maintain the account.

Fees and Transaction Limitations

 A maintenance fee of $3.00 will be charged each statement cycle.  You may make unlimited number of deposits without incurring any additional charge.You are allowed eight free debit transactions (withdrawal, check paid, automatic transfer or payment out of this account) during a statement cycle.  A transaction fee of $.25 will be charged for each debit transaction in excess of eight during a statement cycle.  A debit shall be deemed to be made when it is recorded in our books, which is not necessarily the date you initiated the transaction.

Tiered Money Market Accounts

Enjoy immediate access to your money while earning competitive interest rates on your balances. Maintain the required minimum daily average balance of $5,000.00 to avoid the $8.00 monthly fee. Visit our Rates Page for tier amounts and corresponding rates. Transaction limits apply.

Transaction Limitations

Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per monthly statement cycle.

An excessive Money Market Fee of $10 may be charged for each transaction in excess of above limitations.

Withdrawals must be in amounts of $500.00 or more. A service charge of $5.00 will be imposed for each withdrawal under $500.00.

Super NOW Accounts

Our Super NOW account is designed for people who wish to earn interest and keep a moderate balance in their account. $1,000.00 is required to open this account and you must maintain a minimum daily average balance of $5,000.00 to avoid a monthly service fee of $8.00.

ATM Cards

Our ATM Card allows you to access your checking or savings accounts 24 hours a day, seven days a week at any NYCE or Cirrus member terminal.

Reorder Checks

Click here to reorder checks.

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