National Bank of 

 New York City

Member FDIC

We want to make sure your money is working FOR YOU!  And, you want to be certain that you're making the right decisions and earning as much as possible.  Our savings opportunities are designed to maximize your hard-earned dollars each and every day.

        Statement Savings Accounts

Savings Accounts are variable rate accounts.  The rate stated is accurate as of July 1, 2008 and is subject to change without notice.  You must maintain $500 minimum daily balance to earn disclosed Annual Percentage Yield and avoid fees.  Fees could reduce the earnings on the account.

   Rates are in effect until July 7, 2008.

ALL YIELDS ARE BASED ON PRINCIPAL AND INTEREST REINVESTED AT MATURITY FOR ONE YEAR.