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Certificate Of Deposit and Individual Retirement Accounts

People today are looking for those "just right" investment opportunities to maximize their hard earned dollars. Many are finding that Certificates of Deposit and Individual Retirement Accounts make an excellent short - or long term choice. Our CD's and IRA's are designed to give you the most competitive rate available. And for your convenience on our CD's, we offer many options, including a broad range of maturity dates and a choice of interest payment dates.

 

Certificate of Deposit & Individual Retirement Account Rates

Term

Minimum Deposit

Interest Rate

Annual Percentage Yield

7 - 89 Days

$1,000

0.15%

0.15%

90 - 179 Days

$1,000

0.20%

0.20%

180 - 364 Days

$1,000

0.25%

0.25%

12 Mos. - 23 Mos.

$2,500

0.30%

0.30%

24 Mos. - 35 Mos.

$2,500

1.00%

1.01%

36 Mos. - 47 Mos.

$2,500

1.40%

1.41%

48 Mos. - 59 Mos.

$2,500

2.05%

2.07%

60 Mos. & Over

$2,500

2.50%

2.53%
Rates are accurate as of March 9, 2010 and are subject to change without notice. Substantial penalties for early withdrawal. If the term of the Certificate is less than one year, the disclosed Annual Percentage Yield assumes interest is paid at maturity. If the term of the Certificate is more than one year, the disclosed Annual Percentage Yield assumes interest is credited annually. Other interest payment options available, on Certificates only, and will effect Annual Percentage Yield. Individual Retirement Accounts are only offered on terms of one year or more.
ALL YIELDS ARE BASED ON PRINCIPAL AND INTEREST REINVESTED AT MATURITY FOR ONE YEAR.

 

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